In a world where most of us have a negative net worth, managing finances is a key way to reach your financial goals. Desktop Budget Lite will help you reduce loans, pay off your credit cards or mortgage, and manage your investments.

Features: Desktop Budget is a Microsoft Windows based personal finance manager. It is a financial management software that delivers all essential features covering almost all day-to-day financial activities. Managing finances is the key to keep your head above the waters in these tough times. Desktop Budget Lite will help you reduce loans, pay off your credit cards or mortgage, and manage your investments. You can manage not only your personal finances but of a small business as well. This program can be used for multiple currencies, large number of payees, payers any number of budget categories and bank accounts.

Your ability to manage multiple databases in this program lets you manage personal as well as business finances from the same program. Multiple account types with different currencies can be handled within the same project. Exchange rates can be downloaded from the Internet so that net values can be at your fingertips frequently. Investment portfolios can be managed closely as you can download stock values frequently so that current value of you stock is available. Mortgage and loan payments also can be calculated, so that net asset/ liabilities are known. Plan your budget and monitor the expenses by tracking spending records and reports. Set your own criteria to generate these reports that suit your needs specifically. You can schedule future transactions and save them as templates. You can import/ export transactions from/to on-line bank transaction records.

Overall: An easy to use budget planner and net worth tracker that can track your personal as well as business finances.

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